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Arma Karma Limited is registered in England and Wales (company number 12002692), registered office Innovation Centre, Knowledge Gateway, Boundary Road, Colchester CO4 3ZQ. Arma Karma Limited is an appointed representative of Innovative Risk Labs Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 609155).

The Arma Karma Virtual Health product is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority and therefore is not covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme.